Manage To Cyber Insurance: More Claim Scenarios

A Special Update by an agency that offers commercial insurance protection…Cyber insurance is one of the most vital forms of coverage a business owner can acquire to protect his or her operation. The following summarizes true insurance claim examples in relation to cyber ransomware, phishing and business interruption.Cyber Insurance Claim Scenarios that could Happen to any Business, Anywhere and Anytime!1. Ransomware example: An assisted living facility knew something was terribly wrong when they could not open several important files. The encrypted files with an accompanying demand for a ransom of about $30,000 was a ransomware of significance, impacting the computer system. This home for the elderly first agreed to pay a small portion of the demanded ransom so that they would get their hands on a sampling decryption tool. Intent on not giving in the cyber thieves, the administrators attempted to rely on the facility’s own backup system to restore the files. Luckily, they found that the personal identifiable data had not been compromised. Nonetheless, numerous critical computer systems so important to the assisted living home had been rendered inoperable. This led to a loss of $250,000 for repair work and an additional $50,000 in relation to breach coaching and forensic vendor service.


2. Another ransomware example: A medical center had its system attacked via ransomware, rendering its operations severely hindered. The center spent a great deal of money on trying to restore its data through its own systems. In the long run, however, the facility had to pay $700,000 plus some to forensics, as well as data recover, with losses incurred through business interruption and administration expenses.3. Phishing example: An imposter sent an email to a business’s payroll HR manager through the company executive’s email address with a request for the previous year’s employee tax forms. With no clear reason to suspect any fraudulent actions, the payroll manager sent the requested W2 forms back. The forms contained classified former and current employee information, such as names, addresses and social security numbers. When the damage was discovered, one former employee filed a class action lawsuit against the company, contending negligence on the part of the employer. In due course, the phishing incident resulted in a $70,000 loss for the company as a result of legal costs, notification and call-center services and credit monitoring.


4. Business interruption example: A company was hit by a denial of service cyberattack initiated by someone that was unrecognizable. This resulted in 22 hours of company website interruption along with continued degradation for an additional four days. Due to this hindrance, the company was not able to sell accounts through its website. The results: $750,000 in losses and $40,000 in forensic accounting service bills.

The Invention of Man That Is Destroying the World

Money, finance, the economy, and the impending end of the world are all linked and the reason is obvious. Greed and wealth creation is first and foremost in the minds of most who see nothing wrong with destroying the environment and taking whatever they can from others. Their goal is hoarding as much as they can while showing the rest of the world how great they are. What they don’t know is how poor they are.

Following my reincarnation and with a strong link to the Spirit of the Universe it has led me to see the big picture. At a time shown to me between lives it called to take me away from the world and teach me what life is about.

It’s a simple story but one that would be above the heads of most who try to understand it in the light of religious teachings and the greed that has impacted the earth. This is our only planet on which we can live and yet man is destroying it at a great rate of knots to make money and stick it in the bank or some investment portfolio.

Can they in all honesty believe that this is the purpose of their lives. Yet it would seem that it is exactly what they were put here to do.

My first commission is to tear down the wall of blindness and recover God’s people who are caught up behind a wall of lies and confusion. In fulfilling that goal it was important to understand how and why things have developed to this point. We are on the brink of destruction and the earth and all life on it is at risk.

That wall is built by man’s imagination and false gods that have been created to explain life and death. In their efforts to be powerful men devised heaven and hell and used them as tools to rope others in to their opinions and dreams. If they could convince others of their own convictions, then for them they became true.

That’s why religions are now so powerful and rich. The leaders know nothing of the Spirit and they push money ahead of common sense. Through trade and then domination of nations riches became more important than life itself and all one needs do is look at how many suicide when they face financial ruin.

Money is nothing! It has no place in the function of the world except that the Spirit is using it to bring life to an end. Those hungry enough to be caught in its web are overseeing the disaster. That’s according to the prophecies in the Old Testament that promise this day would come.